Managing Your Money

Our discretionary service aims to provide you with a full investment service where you leave the day-to-day decisions up to us.

At the outset, we will carefully discuss your investment objectives and your attitude to risk. We need to gain a thorough understanding of your aims and objectives in order to assess how best to construct an investment portfolio that meets your personal requirements.

We would then decide which investments your money should be in and invest that money. When we feel we need to sell investments, we will do so and reinvest as we believe best. After we have effected any deal, we will write to you to tell you what we have done, sending the contract notes so that you have the opportunity to see the details.

We will send reports to you every six months giving an up-to-date valuation of your investments together with details of all cash transactions and our current investment views. Our aim is to keep you well informed.

We pay you an income from your portfolio, if that is what you wish. This amount would be agreed with you and would be paid regularly so that you could depend on it.

Finally, we provide you with a composite tax certificate at the end of each year, detailing all the income that has been received to allow the straightforward completion of your tax return.

Lindsays is authorised and regulated by the
Financial Services Authority.