Banking and finance law

Both lenders and borrowers have being forced to manage the practical implications of the recent implosion in the economy; borrowers have required to look at refinancing existing deals and lenders have had to manage distressed situations.

We have acted for some of the country's largest banks and other financial institutions, including all of the main Scottish banks, in all aspects of corporate and property finance, business banking and secured lending over a number of years and we can advise both lenders and borrowers on these and all other banking and finance issues.

In response to market conditions we have launched a bespoke distressed property service. Combining our Banking and Finance and Property expertise, we now offer a unique ‘one-stop shop’ for administrators and lenders to assist with the management and disposal of their distressed property portfolio.

We act also for developers, family businesses, trusts, charities, universities and landowners in their dealings with lenders.

Our services include the review, preparation and negotiation of all relevant documentation, including loan agreements, security documents and guarantees, in the following areas:

business banking/secured lending
asset and property finance
project finance
corporate and structured banking
security reviews and enforcement
corporate restructuring and insolvency
debt management and recovery
distressed property repossession, sales and estate agency

Our Banking and Finance law team work closely with specialists from other areas in the firm to provide cohesive advice for each transaction. We understand the importance of delivering projects on time, on budget and giving our clients genuine guidance and recommendations – not just a statement of the law.